Staking yield calculator
APR and APY are different numbers and programs quote whichever flatters them. This converts between them so two offers can be compared on the same basis.
The difference
APR is the simple rate. APY is what that rate becomes once rewards are themselves earning rewards: (1 + APR/n)n − 1, where n is the compounding frequency. A 6% APR compounded daily is a 6.18% APY. The gap widens sharply as the rate rises — at 100% APR, daily compounding produces roughly 171%.
Our glossary entry covers the distinction in words.
Compounding is not automatic
Choosing “daily” here assumes rewards are actually restaked daily. Many networks and platforms do not do that for you, and manual restaking on a fee-bearing chain can cost more than it earns. If rewards simply accumulate, use “none” — that is simple interest, and it is the honest setting for most staking products.
What this does not model
The single largest omission is that rewards are paid in the staked asset, whose price moves. A 6% yield on an asset that falls 30% is a loss. Also excluded: lock-up periods, unbonding queues, validator commission and slashing risk.
